Restaurant Package

Our restaurant packages provide insurance
coverage for small to mid-size, owner operated
or franchised establishments.

Who we insure:

item markerFull service -- Patrons order and are served at tables by wait staff. Liquor receipts 0-50% of total food and beverage sales.

item markerCasual service -- Patrons order at counter, but are served at tables. Liquor receipts 0-35% of total food and beverage sales.

item markerCarry-out service -- Patrons carry out 100% of their orders. No liquor sales.

item markerCafeteria style -- Patrons order and pick up at counter. Food typically prepared in advance. No liquor sales.

item markerFood & beverage bars (non-alcoholic) -- Patrons order and pick up at counter. No liquor sales.

item markerBars, pubs, taverns and cocktail lounges -- Catering to responsible adult patrons. Liquor receipts 36-100% of total food and beverage sales.

item markerBrewpubs -- Same as description immediately above, but with on-site brewing.

Coverages:

item markerProperty
item markerEquipment breakdown
item markerCommercial general liability
item markerLiquor liability (in states where available)
item markerHired & non-owned auto
item markerCrime & fidelity

Coverage limits:

item markerProperty limits up to $3 million
item markerGeneral liability limits up to $1 million occurrence / $2 million aggregate
item markerCrime limits up to $25,000
item markerLiquor liability limits up to $1 million
item markerUmbrella liability limits $1 million

What makes Insure-All different?

item markerAccess to an A+ rated carrier
item markerCustomized products designed specifically for restaurants
item markerExceptional response time for both quotes and policy issuance